Large Bank Consumer Credit Card Balances: Utilization: Active Accounts

Consumer · FRED/Treasury · RCCCBACTIVEUTILPCT75

MID▲ 9-mo high

What this measures. The 75th percentile credit utilization rate among credit card accounts. The utilization rate represents the share of the available credit line that the borrower is utilizing. It is defined as the cycle ending balance divided by the current credit limit. Active credit card accounts are defined as credit card accounts that are open and have had debit,…Percent · Quarterly, End of Quarter · Not Seasonally Adjusted

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The latest reading sits at MID relative to this series' own history (54 observations) — a statement of where it is in its range, not a forecast. Hover the chart for values; the marked point is the most recent observation.

As of 2025-10-01 · source: FRED / U.S. Treasury · series RCCCBACTIVEUTILPCT75