Personal Savings Rate

Consumer · FRED/Treasury · PSAVERT

VERY LOW▼ 4-yr low

What this measures. Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI. Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide…Percent · Monthly · Seasonally Adjusted Annual Rate

⬇ Data (CSV for Excel)▣ Make slide

The latest reading sits at VERY LOW relative to this series' own history (808 observations) — a statement of where it is in its range, not a forecast. Hover the chart for values; the marked point is the most recent observation.

As of 2026-04-01 · source: FRED / U.S. Treasury · series PSAVERT