Consumer Debt Service Payments as a Percent of Disposable Personal Inc

Consumer · FRED/Treasury · CDSP

MID▲ 9-mo high

What this measures. Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal…Percent · Quarterly · Seasonally Adjusted

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The latest reading sits at MID relative to this series' own history (84 observations) — a statement of where it is in its range, not a forecast. Hover the chart for values; the marked point is the most recent observation.

As of 2025-10-01 · source: FRED / U.S. Treasury · series CDSP