Large Bank Consumer Mortgage Originations: Original Loan-to-Value (LTV

Credit · FRED/Treasury · RCMFLOLTVPCT50

MID▼ 4-yr low

What this measures. The 50th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV…Ratio · Quarterly, End of Quarter · Not Seasonally Adjusted

Shaded range = full history (low 68.0 Ratio · high 80.0 Ratio); gold marker = current read · FAIR

⬇ Data (CSV for Excel)▣ Make slide

The latest reading sits at MID relative to this series' own history (54 observations) — a statement of where it is in its range, not a forecast. Hover the chart for values; the marked point is the most recent observation.

As of 2025-10-01 · source: FRED / U.S. Treasury · series RCMFLOLTVPCT50