Loan Performance: Total Loans and Leases: Net Charge-Off Rate

Credit · FRED/Treasury · QBPLNTLNNTCGOFFR

MID▼ 2-yr low

What this measures. This series is found in Quarterly Loan Portfolio Performance Indicators, All FDIC-Insured Institutions: Total Loans and Leases. The Quarterly Banking Profile is a quarterly publication that provides the earliest comprehensive summary of financial results for all FDIC-insured institutions. See Notes to Users…Percent · Quarterly · Not Seasonally Adjusted

Shaded range = full history (low 0.19 % · high 3.00 %); gold marker = current read · FAIR

⬇ Data (CSV for Excel)▣ Make slide

The latest reading sits at MID relative to this series' own history (169 observations) — a statement of where it is in its range, not a forecast. Hover the chart for values; the marked point is the most recent observation.

As of 2026-01-01 · source: FRED / U.S. Treasury · series QBPLNTLNNTCGOFFR