Delinquency Rate on All Loans, All Commercial Banks

Credit · FRED/Treasury · DRALACBS

MID▼ 2-yr low

What this measures. data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/chargeoff/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>Percent · Quarterly, End of Period · Seasonally Adjusted

Shaded range = full history (low 1.19 % · high 7.40 %); gold marker = current read · FAIR

⬇ Data (CSV for Excel)▣ Make slide

The latest reading sits at MID relative to this series' own history (165 observations) — a statement of where it is in its range, not a forecast. Hover the chart for values; the marked point is the most recent observation.

As of 2026-01-01 · source: FRED / U.S. Treasury · series DRALACBS